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Lemon Bay Mental Wellness Center
Relationships & Boundaries

The Three Types of Boundaries, and How to Set Each One

Boundaries are not walls. They are the limits that let you look after yourself without shutting people out. Here are the three kinds most people need, and what each one sounds like out loud.

Jerry Kuhn, LMHC, LPC-MHSP, founder and Clinical Director of Lemon Bay Mental Wellness CenterJerry Kuhn, LMHCFounder & Clinical Director

· 3 min read · Reviewed and updated September 29, 2026

An illustration of two colleagues talking beside a water cooler

You have probably been told that setting boundaries with family, friends and coworkers matters. That is true, and it is also the least useful version of the advice. Knowing you should set a boundary does not tell you which one, or what to say when the moment arrives.

Boundaries are not walls that push people away. They are limits that let you honor your own needs while still respecting other people. Most of the ones people struggle with fall into three groups.

1. Physical boundaries

These cover your body, your personal space and your privacy. They are the easiest to picture and often the hardest to say out loud, because they can feel like a rejection of the person in front of you.

  • Greeting a coworker with a handshake rather than a hug
  • Letting relatives know that certain rooms in your home are private
  • Asking a family member to knock before coming in
  • Saying you would rather not be touched on the shoulder or arm while you are talking

Wording that works: “I am not much of a hugger, but it is good to see you.” It states the limit and the warmth in the same breath, which is usually what makes it land.

2. Material boundaries

These cover your belongings and your money. They get skipped most often between adult children and parents, and between close friends, because naming them can feel like an accusation.

  • Deciding in advance how much money you are willing to lend, and treating it as a gift if you lend it
  • Asking that your car come back with a full tank
  • Saying no to co-signing something
  • Declining to host every holiday because you are the one with the space

Wording that works: “I can do fifty, and I would rather you not pay me back. More than that I cannot do right now.” Specific numbers prevent the slow negotiation that usually follows a vague answer.

3. Time boundaries

These protect your schedule and your priorities. In our experience these are the ones most people in Englewood come to counseling about, particularly caregivers and anyone who has retired here and discovered that an open calendar fills up with other people's needs.

  • Telling your manager you cannot stay past your regular shift on Thursdays
  • Asking your partner not to text during dinner with friends unless it is urgent
  • Keeping one morning a week that is not available for appointments
  • Deciding how often you can realistically drive a family member to the doctor

Wording that works: “I can take you on Tuesdays. I am not able to do the other days, so let us work out who covers those.” Offering what you can do makes the limit easier to hear than a flat no.

What happens when someone pushes back

Expect it. A boundary changes an arrangement that was working for the other person, and the first reaction is often disappointment, guilt-tripping or simply ignoring it.

The skill is not in the first statement. It is in repeating the same limit calmly the second and third time without adding new justifications. Every extra reason you offer invites a new argument. “I understand, and Tuesdays are still what I can do” is usually enough.

If you find you cannot hold a limit at all, that is worth paying attention to rather than judging yourself for. People who grew up where boundaries were punished often feel genuine fear when they set one. That is workable in counseling.

When boundaries are not really the problem

Sometimes the difficulty setting limits is a symptom rather than the issue. Chronic anxiety, burnout, grief and old trauma all make it harder to say no, because saying no costs energy you do not have.

If you are exhausted by the thought of one more conversation, the place to start may not be a boundary script. It may be understanding what is draining you in the first place.

Working on this with support

Setting boundaries is a skill, which means it can be practiced. In counseling we usually pick one relationship, work out what you actually want to be different, rehearse the wording, and then talk through what happened when you tried it.

If that would help, our therapists work with adults, teens and older adults across Englewood, Venice, Port Charlotte, North Port and Rotonda West, in person and by secure video throughout Florida and Tennessee.

Jerry Kuhn, LMHC, LPC-MHSP, founder and Clinical Director of Lemon Bay Mental Wellness Center

Jerry Kuhn, LMHC, LPC-MHSP, NCC

Founder & Clinical Director

Jerry founded Lemon Bay Mental Wellness Center in Englewood in 2017 after more than twenty-three years in the United States Navy. He works with adolescents and adults on anxiety, trauma, grief and life transitions, and is trained in the Cortina Method for trauma resolution.

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